:root {
  --navy: #071A2E;
  --navy-soft: #10304F;
  --gold: #D4A84F;
  --gold-soft: #F5E8CB;
  --white: #FFFFFF;
  --ink: #1B2230;
  --slate: #6B7385;
  --line: #E4E2DA;
  --cream: #F3EFE2;
  --font-display: Georgia, 'Times New Roman', serif;
  --font-body: -apple-system, 'Segoe UI', Arial, sans-serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  background: var(--white);
  color: var(--ink);
  font-family: var(--font-body);
  line-height: 1.6;
}
a { color: var(--navy); }
img { max-width: 100%; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }
.wrap-narrow { max-width: 760px; margin: 0 auto; padding: 0 24px; }

/* Header */
header.site-header {
  background: var(--navy);
  padding: 18px 0;
  position: sticky;
  top: 0;
  z-index: 10;
}
header.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.brand-title {
  font-family: var(--font-display);
  color: var(--white);
  font-size: 20px;
  font-weight: 700;
  margin: 0;
  text-decoration: none;
}
.brand-title span { color: var(--gold); }
header.site-header nav { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
header.site-header nav a {
  color: #CBD3E0;
  text-decoration: none;
  font-size: 14px;
}
header.site-header nav a:hover { color: var(--white); }
.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border: none;
  border-radius: 6px;
  padding: 10px 20px;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
}
.btn-gold:hover { background: #C79A3A; }
.btn-outline-light {
  border: 1px solid rgba(255,255,255,0.35);
  color: var(--white);
  border-radius: 6px;
  padding: 9px 18px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  display: inline-block;
}
.btn-outline-light:hover { border-color: var(--gold); color: var(--gold); }
.btn-navy {
  background: var(--navy);
  color: var(--white);
  border: none;
  border-radius: 6px;
  padding: 12px 22px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  display: inline-block;
}
.btn-navy:hover { background: var(--navy-soft); }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--navy) 0%, #0C2540 100%);
  padding: 76px 0 84px;
  text-align: center;
}
.hero .eyebrow {
  color: var(--gold);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin: 0 0 16px;
}
.hero h1 {
  font-family: var(--font-display);
  color: var(--white);
  font-size: 42px;
  line-height: 1.2;
  margin: 0 0 20px;
}
.hero h1 span { color: var(--gold); }
.hero p.lead {
  color: #CBD3E0;
  font-size: 17px;
  max-width: 640px;
  margin: 0 auto 32px;
}
.hero .cta-row { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.hero .cta-row .btn-gold { padding: 14px 28px; font-size: 15.5px; }
.hero .fine-print { color: #8595AA; font-size: 12.5px; margin-top: 18px; }

/* Sections */
section { padding: 64px 0; }
section.alt { background: var(--cream); }
h2.section-title {
  font-family: var(--font-display);
  color: var(--navy);
  font-size: 30px;
  text-align: center;
  margin: 0 0 12px;
}
p.section-sub {
  color: var(--slate);
  text-align: center;
  max-width: 620px;
  margin: 0 auto 44px;
  font-size: 15.5px;
}

/* Feature / step grid */
.grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 28px; }
.grid-2 { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 28px; }
.step-card { text-align: center; }
.step-card .num {
  width: 40px; height: 40px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-weight: 700;
  margin: 0 auto 16px;
}
.step-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 17px; margin: 0 0 8px; }
.step-card p { color: var(--slate); font-size: 14.5px; margin: 0; }

.feature-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 26px;
}
.feature-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 16.5px; margin: 0 0 8px; }
.feature-card p { color: var(--slate); font-size: 14px; margin: 0; }

/* Product / pricing cards */
.product-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 22px; }
.product-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 26px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-align: left;
}
.product-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 18px; margin: 0; }
.product-card .price { font-family: var(--font-display); font-size: 26px; color: var(--navy); }
.product-card .price .period { font-size: 12px; color: var(--slate); font-weight: 400; }
.product-card p.desc { color: var(--slate); font-size: 13.5px; margin: 0; flex: 1; }
.product-card ul { color: var(--slate); font-size: 13px; line-height: 1.7; padding-left: 18px; margin: 0; }
.product-card .btn-gold, .product-card .btn-navy { text-align: center; }

/* FAQ */
.faq-item { border-bottom: 1px solid var(--line); padding: 20px 0; }
.faq-item h3 { font-family: var(--font-display); color: var(--navy); font-size: 16px; margin: 0 0 8px; }
.faq-item p { color: var(--slate); font-size: 14.5px; margin: 0; }

/* Trust bar */
.trust-bar {
  display: flex; flex-wrap: wrap; justify-content: center; gap: 32px;
  color: var(--slate); font-size: 13.5px; text-align: center;
}
.trust-bar div { max-width: 220px; }
.trust-bar strong { display: block; color: var(--navy); font-family: var(--font-display); font-size: 15px; margin-bottom: 4px; }

/* Final CTA band */
.cta-band {
  background: var(--navy);
  padding: 56px 0;
  text-align: center;
}
.cta-band h2 { font-family: var(--font-display); color: var(--white); font-size: 26px; margin: 0 0 10px; }
.cta-band p { color: #CBD3E0; margin: 0 0 24px; }

/* State landing pages */
.breadcrumb { font-size: 13px; color: var(--slate); margin-bottom: 18px; }
.breadcrumb a { color: var(--slate); }
article.state-content h2 { font-family: var(--font-display); color: var(--navy); font-size: 22px; margin: 36px 0 12px; }
article.state-content p { color: var(--ink); font-size: 15px; margin: 0 0 16px; }
article.state-content ul { color: var(--ink); font-size: 15px; line-height: 1.8; }

/* Footer */
footer.site-footer {
  background: var(--navy);
  color: #9AA6B8;
  padding: 40px 0 28px;
  font-size: 13px;
}
footer.site-footer .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 24px; }
footer.site-footer h4 { color: var(--white); font-size: 13px; text-transform: uppercase; letter-spacing: 0.05em; margin: 0 0 12px; }
footer.site-footer a { color: #9AA6B8; text-decoration: none; display: block; margin-bottom: 8px; font-size: 13.5px; }
footer.site-footer a:hover { color: var(--gold); }
footer.site-footer .legal { width: 100%; border-top: 1px solid rgba(255,255,255,0.1); margin-top: 24px; padding-top: 20px; font-size: 12px; color: #6E7B8F; }

@media (max-width: 640px) {
  .hero h1 { font-size: 32px; }
  section { padding: 48px 0; }
}